Tailor-made services for quality support
Prior estimate
Consists of determining the necessary and sufficient capital that should be guaranteed in the context of the subscription or renewal of non-life insurance (insurance value). It is the current replacement or reconstruction value of an asset (building or equipment). There are two values, replacement value and deducted obsolescence value.
Determine the right values to obtain the best guarantees
Identify the capital to be guaranteed: buildings, industrial equipment, etc.
-
Determine the value to be taken into account for insuring specific guarantees.
-
Avoid over or under-guarantees: find the right balance between insured capital and premium
-
Simulate the amounts of insurable capital in the event of an operating loss, analyze the duration of resumption of activity ...
Preliminary estimate of insurable capital
-
Accurately define the insurable value of your assets (buildings, fixtures, fittings, equipment and furniture, art objects) to adapt your guarantees.
-
Protect yourself against the financial consequences following a disaster (within the framework of Business Interruption insurance).
Our experts carry out their work according to the same technical specifications:
-
Complete and systematic visit of the sites.
-
Complete inventory and technical description of buildings, general and technical installations and equipment.
-
Verification of surfaces and drawing up of plans.
-
Costing at new or replacement value of goods and installations, determination of obsolescence.
-
Restitution of values and areas according to the analytical and / or geographic table.
-
Complete adaptation to the specific needs linked to your activity or to your assets (costing in modern materials, integration of VRD, etc.).
Our assignments comply with the CNPP 6109 standard and are subject to systematic technical quality control.
Real estate values
Our expert appraisers intervene to determine any type of value according to the rights and real estate concerned:
-
Market value.
-
Value in continued use.
-
Rental value.
-
Right to Lease, Construction Lease.
-
Bare ownership and Usufruct.
-
Value of building rights on land.
These different evaluations will be used to:
-
Sell or acquire real estate (Commerce, activity, housing, etc.).
-
Obtain funding.
-
Prepare a “Sale and Lease back” operation.
-
Pass on a heritage or a business.
-
Create a Civil Real Estate Company.
-
Justify a value to the local administration.
-
Complete a mission of Contribution Commissioner.
-
Unbuckle a financial lease.
-
Prepare a dismemberment of property.
-
Negotiate the sale of a building plot.